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අපි ගැන Premier Savings
Want to save up and earn an interest for your savings for stable financial rewards? Our savings accounts offer you tiered interest rates as calculated depending upon your daily balance. The interests that are accrued on a daily basis will be capitalized and credited to you at the end of each month. These accounts also come with VISA enabled Debit Cards, POS transaction capability for Debit Card holders, ATM withdrawals that have been made available for any LankaPay enabled ATM machine locally, and VISA enabled ATM machine internationally.
Our LB e-connect facility is provided to you completely free of charge and helps you fulfill your banking requirements from anywhere, anytime. All internal standing orders and Direct Debits are available Free of Charge. SLIPS/ CEFTS transfer facilities are available.
Why Save with LB Finance?
Enjoy a premium savings solution with digital banking access, debit card convenience, and interest calculated on your daily balance
- Tiered Interest Benefits
- Earn interest based on your daily balance, with interest capitalized at month end.
- Convenient Debit Card Access
- Use a VISA-enabled debit card for ATM withdrawals and POS transactions.
- Local and International ATM Access
- Withdraw funds through LankaPay-enabled ATMs locally and VISA-enabled ATMs internationally.
- Free Standing Orders and Direct Debits
- Set up internal standing orders and direct debits free of charge.
- CBSL-Regulated Deposit Protection
- Deposits are protected up to Rs. 1,100,000 based on the amount deposited.
Eligibility
- Account holders with age above 18 years are allowed to open Primer Savings accounts.
- Sri Lankans who do not hold a valid NIC/ PP are not eligible.
- Foreigners who do not hold residence visas in Sri Lanka are not eligible.
- Limits have been set by the company for fund transfers which can be customized based on customer’s request.
- The minimum opening balance for a savings account is Rs. 10,000.00
- Fees will be the applicable for CEFTS, SLIPS and ATM transactions.
- Internal standing orders and direct debit are available free of charge.
- A Deposit Insurance Coverage of maximum up to Rs. 1,100,000.00 based on the amount deposited is also available.
Legal Provision
- Contract Law
- Directions & Circulars of Central Bank
- Policies and procedures on dormant accounts and abandoned properties
- Savings accounts with no transactions for a one-year period are classified as Dormant Accounts.
- A duly filled Dormant Account Activation Form along with identity confirmation are required to reactivate a dormant account.
Documents You'll Need
- Valid National Identity Card or Passport.
- Proof of current residential address.
- Residence visa for foreign applicants.
- Completed account opening forms.
- Any additional documents requested by LB Finance.
Rates
| Account Balance | Interest Rate (P.A).. |
| Above Rs. 300,000.00 | 7.00% |
| 299,999.99 - 100,000.00 | 6.00% |
| Less Than Rs. 99,999.99 | 4.00% |
Effective Date : 12th November 2025
Sri Lanka Deposit Insurance Scheme (SLDIS) Information: SLDIS's web
For more information, please visit the following link: SLDIS's FAQs
How to Apply in 3 Simple Steps
1
Apply Online or Visit Branch
Start your application online or visit any LB Finance branch.
2
Submit Documents
Provide your NIC or Passport, proof of address, and any supporting documents
3
Make Initial Deposit & Start Saving
Deposit Rs. 10,000 or more to activate your Premier Savings Account.
Frequently Asked Questions
The minimum balance requirement is Rs. 10,000.
Tiered interest rates apply, and interest is calculated on the daily balance. Interest is capitalized at the end of the month.
Yes. VISA-enabled debit cards are available
There is no opening fee. CEFTS and SLIPS fees apply, and ATM withdrawals are subject to transaction fees.
Need help?
Our experts are ready to assist you.
